'temperate-dwelling' originates from the combination of 'temperate,' which comes from Latin 'temperatus,' meaning 'moderate,' and 'dwelling,' from Old English 'dwellan,' meaning 'to remain or stay.'

'temperatus' transformed into the English word 'temperate,' and 'dwellan' evolved into 'dwelling,' eventually forming the compound adjective 'temperate-dwelling.'

Initially, 'temperate' meant 'moderate in degree or quality,' and 'dwelling' meant 'a place of residence.' Together, they describe living in a moderate climate.