'spending-focused' originates from the English words 'spending' and 'focused', where 'spending' refers to the act of using money to purchase goods or services, and 'focused' means concentrated or directed attention.

'spending' comes from the Old English word 'spendan', and 'focused' is derived from the Latin word 'focus', meaning hearth or fireplace, which evolved to mean the center of activity or interest.

Initially, 'focus' meant 'hearth', but over time it evolved into its current meaning of 'center of interest or activity'.