'employer-paid' originates from the combination of 'employer' and 'paid', where 'employer' refers to a person or organization that hires people, and 'paid' means compensated or covered financially.

The term 'employer-paid' evolved from the need to describe benefits or expenses covered by employers, distinguishing them from those paid by employees.

Initially, it meant 'expenses covered by the employer', and this meaning has remained consistent in modern usage.