'debt-focused' originates from the combination of 'debt' and 'focused', where 'debt' refers to an obligation to pay money and 'focused' means concentrated on a particular thing.

'debt' comes from the Old French word 'dette', which evolved from the Latin 'debitum', meaning 'something owed'. 'Focused' is derived from the Latin 'focus', meaning 'hearth' or 'fireplace', which evolved to mean 'center of activity or interest'.

Initially, 'debt' meant 'something owed', and 'focused' meant 'centered on'. Together, they evolved to mean 'concentrated on managing debt'.