'debt-controlling' originates from the combination of 'debt' and 'control', where 'debt' refers to financial obligations and 'control' means to manage or regulate.

'Debt' and 'control' have been used in English since the Middle Ages, with 'debt' deriving from the Latin 'debitum' and 'control' from the Latin 'contrarotulare'.

Initially, 'debt' meant 'something owed', and 'control' meant 'to check or verify'. Over time, 'debt-controlling' evolved to mean managing financial obligations.