'debit-centric' originates from the combination of 'debit' and the suffix '-centric', where 'debit' refers to a financial transaction that decreases an account balance, and '-centric' means 'centered around'.

'debit' comes from the Latin word 'debitum', meaning 'something owed', and '-centric' is derived from the Greek 'kentrikos', meaning 'pertaining to a center'.

Initially, 'debit' referred to a bookkeeping entry, but in modern usage, it has expanded to include electronic transactions.