'charm-bearing' is a modern English compound formed from 'charm' + 'bearing'. 'Charm' comes into English via Old French 'charme', ultimately from Latin 'carmen' (meaning 'song, incantation'), while 'bearing' is the present participle of 'bear', from Old English 'beran' meaning 'to carry'.

'charm' passed from Latin 'carmen' through Old French 'charme' into Middle English as 'charme' with senses including incantation and later pleasant quality; 'bearing' derives from Old English 'beran' > Middle English 'beren' > modern 'bear' + -ing. The compound 'charm-bearing' is a straightforward modern English formation combining these elements.

Initially, 'charm' could mean an incantation or spell; over time it broadened to include attractiveness or pleasing quality. 'Bearing' originally meant 'carrying'. Combined, the compound evolved to mean both 'carrying a charm (amulet)' and figuratively 'possessing charm' as used in modern English.